Guarantor Mortgages: Everything You Need to Know
If you’re unsure of which mortgage option to go with or are struggling to afford a deposit for a normal mortgage, a Guarantor Mortgage may be the perfect solution for you. In this article we explain what a Guarantor Mortgage is, who it’s suitable for, the pros and cons of this type of mortgage, information […]
Help to Buy – Everything You Need to Know
In this article, we tell you everything you need to know about the government’s Help-to-Buy Scheme in the UK. We discuss the pros and cons of each option, providing you with eligibility criteria alongside all the information you need to decide which option is best for you. After looking into the Help-to-Buy Schemes in England […]
Payday Loans Reclaims – The Guide
If you’ve ever had a payday loan that you couldn’t afford to repay, you may be eligible to reclaim a significant amount of the money back – for free. Following a rise in complaints and compensation claims against payday loans companies, the Financial Conduct Authority (FCA) has advised high-cost short-term credit companies to assess whether […]
Valuing a Property: What do Estate Agents Look for?
Professional estate agents usually take into considerations several factors when valuing a home, having valuated countless homes within their housing profession, they know what to look for. Read on some of the primary aspects, which lead to the ultimate value of a property. What influences property valuations? Social amenities Proximity to local amenities such as […]
Can I get a Mortgage if I’m Self Employed?
Getting a mortgage can seem a daunting and overwhelming process even if you financial status is relatively simple. So what about the self employed, whose income might fluctuate month to month and is often less predictable? Can they still get a mortgage? Self Employed Mortgage Woes It’s a natural concern when even making the decision […]
What’s the Minimum Deposit Needed for a Mortgage?
Getting your foot on the property ladder is hard, with prices now incredibly high and often rising faster than wages can keep up. So house buyers are tasked with having to save up thousands upon thousands for a deposit. But what is the minimum deposit you need to get a mortgage in 2019? Are you […]
How to Save for a Mortgage Deposit While Paying Rent
Getting your first foot on the property ladder is getting harder and harder! Especially when you’re paying through the nose for rent. Here’s our tips on saving up for that house deposit as a private renter. How to save for a mortgage deposit while paying rent Renting has become a go-to way to live for […]
Christmas Loans – the pros and cons of borrowing to fund Christmas
Christmas is just round the corner. It’s a time of merriment for many but can be a real financial burden too. Many people turn to loans each Christmas but is it a good idea to put Christmas on credit? While it’s always good practice to think properly about your finances, Christmas is not only known […]
Can You Get a Loan Without a Credit Check?
Does a dodgy credit rating rule you out of getting a loan? And can you get one without a credit check whatsoever? We take a look… There are plenty of lenders that claim to offer people loans with no credit check, but are these offers genuine? And more to the point… what’s the catch? The […]
What is APR?
APR can make it pretty confusing to work out exactly how much interest you’re going to repay. We’ve outlined what APR is and what it all means. You will see the term ‘APR’ used on a range of different lending options including credit cards, overdrafts, loans and mortgages. In the UK it is a legal […]
