Christmas is just round the corner. It’s a time of merriment for many but can be a real financial burden too. Many people turn to loans each Christmas but is it a good idea to put Christmas on credit? While it’s always good practice to think properly about your finances, Christmas is not only known […]
Does a dodgy credit rating rule you out of getting a loan? And can you get one without a credit check whatsoever? We take a look… There are plenty of lenders that claim to offer people loans with no credit check, but are these offers genuine? And more to the point… what’s the catch? The […]
APR can make it pretty confusing to work out exactly how much interest you’re going to repay. We’ve outlined what APR is and what it all means. You will see the term ‘APR’ used on a range of different lending options including credit cards, overdrafts, loans and mortgages. In the UK it is a legal […]
When you’re trying to get that all important first foot on the property ladder, your credit history can make or break your attempts. But what credit score do you actually need to get a mortgage today? Here in the UK, there isn’t actually any set minimum credit score that you need to have to secure […]
Don’t get reeled in by deals that are simply too good to be true! Black Friday falls on 29 November this year (2019), so you can expect to see shops dropping their prices in anticipation of people fighting to bag a bargain and filling their shopping trolley with cut-priced goods. Black Friday is often seen […]
The rising cost of living is now regarded as the biggest threat to our children’s futures, with UK parents showing more concern about this matter than both Brexit and Climate Change. So do we have a right to be so worried? In this article we share some of the latest housing and mortgage statistics in […]
Loans fit into one of two categories: Secured and Unsecured. Before making any applications to loan money, it’s important that you understand the differences between these two types of loan. In this article we explain how a secured loan and an unsecured loan differ from one another, describing the way they work, their popularity and […]
When faced with choosing between a fixed-rate mortgage or a variable rate mortgage, it can be a difficult decision to make without first doing your research to discover which is the best for you. You must make the right choice for your mortgage as you may be signed up to your agreement for a long […]
You’ve gotta love Advent. It’s an excuse to wake up every morning and eat chocolate before breakfast for 24 days with no reason whatsoever and no need to justify it either. But if you’ve not got that much of a sweet tooth, you might well fancy something a bit different. And we’ve got a round […]
Funding a new car purchase can be a bit of a conundrum for those who don’t have the luxury of the extra cash just hanging around our bank accounts. But there are lots of different ways to go about funding a car purchase meaning even those with bad credit may have car finance options. And […]
