The Money Range

A plain English personal finance and money saving blog for those who don't want jargon.

Our Latest Posts

6th July 2020
Guarantor Mortgages: Everything You Need to Know

If you’re unsure of which mortgage option to go with or are struggling to afford a deposit for a normal mortgage, a Guarantor Mortgage may be the perfect solution for you.  In this article we explain what a Guarantor Mortgage is, who it’s suitable for, the pros and cons of this type of mortgage, information […]

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9th June 2020
Help to Buy – Everything You Need to Know

In this article, we tell you everything you need to know about the government’s Help-to-Buy Scheme in the UK. We discuss the pros and cons of each option, providing you with eligibility criteria alongside all the information you need to decide which option is best for you.  After looking into the Help-to-Buy Schemes in England […]

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20th May 2020
What’s going to happen to the price of football tickets?

There are more important things in life than football. And if a global pandemic doesn’t add weight to the “it’s just a game” argument then what will? And yes, our healthcare services are tending to much more serious problems of life and death. But the sport (and indeed business) of football has been seriously hit […]

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30th March 2020
How to Become a Food Delivery Driver

Since the current Coronavirus pandemic forced the closure of restaurants and cafes in the UK, many are turning to takeaway and delivery options in a bid to continue trading. At the same time, despite a raft of Government measures, some are losing jobs as the result of the crisis. Big supermarkets are recruiting actively and […]

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4th February 2020
Payday Loans Reclaims – The Guide

If you’ve ever had a payday loan that you couldn’t afford to repay, you may be eligible to reclaim a significant amount of the money back – for free.  Following a rise in complaints and compensation claims against payday loans companies, the Financial Conduct Authority (FCA) has advised high-cost short-term credit companies to assess whether […]

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3rd January 2020
Best Home Spin Bikes under £300 2020

Spin classes are booming in popularity in the UK as Brits flock to pedal and sweat to dance music in a gym somewhere in a bid to burn fat and get fitter! But what if that gym membership is adding up to too much over time? Or what is the spin classes at your local […]

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20th December 2019
Valuing a Property: What do Estate Agents Look for?

Professional estate agents usually take into considerations several factors when valuing a home, having valuated countless homes within their housing profession, they know what to look for. Read on some of the primary aspects, which lead to the ultimate value of a property. What influences property valuations? Social amenities Proximity to local amenities such as […]

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8th December 2019
Can I get a Mortgage if I’m Self Employed?

Getting a mortgage can seem a daunting and overwhelming process even if you financial status is relatively simple. So what about the self employed, whose income might fluctuate month to month and is often less predictable? Can they still get a mortgage? Self Employed Mortgage Woes It’s a natural concern when even making the decision […]

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11th October 2019
What’s the Minimum Deposit Needed for a Mortgage?

Getting your foot on the property ladder is hard, with prices now incredibly high and often rising faster than wages can keep up. So house buyers are tasked with having to save up thousands upon thousands for a deposit. But what is the minimum deposit you need to get a mortgage in 2019? Are you […]

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9th October 2019
How to Save for a Mortgage Deposit While Paying Rent

Getting your first foot on the property ladder is getting harder and harder! Especially when you’re paying through the nose for rent. Here’s our tips on saving up for that house deposit as a private renter. How to save for a mortgage deposit while paying rent Renting has become a go-to way to live for […]

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3rd October 2019
Christmas Loans – the pros and cons of borrowing to fund Christmas

Christmas is just round the corner. It’s a time of merriment for many but can be a real financial burden too. Many people turn to loans each Christmas but is it a good idea to put Christmas on credit? While it’s always good practice to think properly about your finances, Christmas is not only known […]

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3rd October 2019
Can You Get a Loan Without a Credit Check?

Does a dodgy credit rating rule you out of getting a loan? And can you get one without a credit check whatsoever? We take a look… There are plenty of lenders that claim to offer people loans with no credit check, but are these offers genuine? And more to the point… what’s the catch? The […]

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3rd October 2019
What is APR?

APR can make it pretty confusing to work out exactly how much interest you’re going to repay. We’ve outlined what APR is and what it all means. You will see the term ‘APR’ used on a range of different lending options including credit cards, overdrafts, loans and mortgages. In the UK it is a legal […]

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3rd October 2019
What Credit Score do You Need to Get a Mortgage?

When you’re trying to get that all important first foot on the property ladder, your credit history can make or break your attempts. But what credit score do you actually need to get a mortgage today? Here in the UK, there isn’t actually any set minimum credit score that you need to have to secure […]

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30th September 2019
How to Spot a Black Friday Scam!

Don’t get reeled in by deals that are simply too good to be true! Black Friday falls on 29 November this year (2019), so you can expect to see shops dropping their prices in anticipation of people fighting to bag a bargain and filling their shopping trolley with cut-priced goods.  Black Friday is often seen […]

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26th September 2019
Mortgage Statistics UK 2019

The rising cost of living is now regarded as the biggest threat to our children’s futures, with UK parents showing more concern about this matter than both Brexit and Climate Change. So do we have a right to be so worried? In this article we share some of the latest housing and mortgage statistics in […]

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25th September 2019
The Difference Between a Secured and Unsecured Loan

Loans fit into one of two categories: Secured and Unsecured. Before making any applications to loan money, it’s important that you understand the differences between these two types of loan. In this article we explain how a secured loan and an unsecured loan differ from one another, describing the way they work, their popularity and […]

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20th September 2019
Fixed-Rate Mortgages vs Variable Rate Mortgages: Everything You Need to Know

When faced with choosing between a fixed-rate mortgage or a variable rate mortgage, it can be a difficult decision to make without first doing your research to discover which is the best for you. You must make the right choice for your mortgage as you may be signed up to your agreement for a long […]

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17th September 2019
The Best Beauty Advent Calendars 2019 – Our Pick

You’ve gotta love Advent. It’s an excuse to wake up every morning and eat chocolate before breakfast for 24 days with no reason whatsoever and no need to justify it either. But if you’ve not got that much of a sweet tooth, you might well fancy something a bit different. And we’ve got a round […]

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17th September 2019
Should I Pay for a Car Using a Credit Card?

Funding a new car purchase can be a bit of a conundrum for those who don’t have the luxury of the extra cash just hanging around our bank accounts. But there are lots of different ways to go about funding a car purchase meaning even those with bad credit may have car finance options. And […]

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16th September 2019
Car Finance When You’ve Got Bad Credit

You’ve finally chosen your car 🚘 after what seems like a lifetime of perusing through whatever used car sales websites you’ve taken to. Or maybe you went for the offline approach and did a day of trawling around garages. Whichever way you went about it, if you’ve picked your vehicle, great news. Now for the […]

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24th October 2017
Best Gin, Wine, Beer and Other Alcohol Advent Calendars

Christmas is upon us once again and the time for getting into the festive spirit is here.  There was a time when advent calendars were about one thing, and one thing only: chocolate – those days are gone! Nowadays, there are a myriad of novelty advent calendars available to suit just about anyone – from […]

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20th October 2017
Bad Credit Mortgages – Our Guide to Getting a Mortgage with a Low Credit Score

If you’re hoping to buy a home and you’ve got a less than favourable financial history, you might be worried about your mortgage prospects. So this is our guide to bad credit mortgages. First up, what is ‘bad’ credit? Let’s address the big question first. What exactly is ‘bad’ credit? When we say ‘bad credit,’ we […]

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17th October 2017
The Best Secret Santa Gifts for Under a Tenner

Love it or loathe it, there’s a good chance that you’re about to hear the words: “Are you in the Secret Santa again this year?” It’s pretty much a trick question, to be honest. It means, “You ARE in the Secret Santa this year, aren’t you?” Cos nobody wants to be the miserable Scrooge who […]

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